We want to work with you to resolve any discrepencies or concerns you might have. We want you to know your rights under the various laws that regulate the debt collections industry. We believe in compliance of state and federal laws. Our company has procedures in place to monitor our collection practices. Inbound and outbound calls may be recorded and monitored.
Below are links to web sites that we frequently communicate to persons from whom we are collecting money owed to us. You may find them useful. However, we do not endorse any of these organizations and are not responsible for any materials listed on these sites or for any interactions between your computer and any of the linked sites listed here.
- www.ftc.gov/bcpwww.fair-debt-collection.com/statue-limitations.html
- www.ftc.gov/os/statutes/031224fcra.pdf
- articles.moneycentral.msn.com
- www.privacyrights.org/fs/fs6c-CreditScores.htm
- credit.about.com/od/usingcreditcards/qt/affordtocharge.htm
- www.equifax.com
- www.experian.com
- www.transunion.com
Debt Acquisition
Mich RM is always looking for opportunities from credit issuers and businesses who wish to recover on unpaid accounts receivable, charged-off debts, under-performing consumer loans and credit card accounts. Some of the types of debt that we purchase include:
- Credit Cards
- Student Loans
- Commercial Loans
- Auto Loan and Lease Deficiencies
- Mortgage Deficiencies
- Vehicle and Personal Property Lease Agreements
- Dormant Judgments
- Commercial Accounts Receivable
- State of Michigan Debt Only
- Average balance of accounts at $1,500.00 or higher preferred
- Portfolios large and small